Knippenberg Insurance Inc

608 N Mechanic St
Cumberland, MD 21502

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Reasons Why Home Insurance Is Important

A new house is the biggest purchase you will ever make in your life. Imagine how devastating it would be to lose it in a flood or fire. The good news is that it will not happen to you if you have proper home insurance. It will protect not only your house but also all your belongings. Therefore, even though it is not obligatory to have home insurance in Maryland, you still need to think about getting it if you live in Cumberland, MD, or any other surrounding towns. Knippenberg Insurance Inc. provides you with a few reasons why it is so important:

Financial Security

If your house is damaged by fire or flood, repairs can be quite expensive, and you might not be able to cover them yourself. However, if you home insurance coverage, you have nothing to worry about; your insurance will cover all the expenses. It will even pay for your temporary housing if your home becomes uninhabitable. 

Getting Mortgage

The state of Maryland does not require homeowners to have home insurance. However, if you need to get a mortgage, then home insurance becomes a necessity. No lender will give you a loan without home insurance because he wants to protect their financial interest. 

Protection of Your Assets

You may have certain assets in your house that are important and valuable. This can include furniture, electronics, art objects, jewelry, clothing, and others. Home insurance will protect not only your house but also all the belongings. Therefore, if your assets are damaged or destroyed by fire or stolen, the home insurance coverage will cover your loss. 

Home insurance is a necessity, not a luxury. If you have just gotten a new house or you are thinking about purchasing the one in Cumberland, MD, Knippenberg Insurance Inc is ready to assist you in finding the best home insurance plan based on your needs and budget. Give us a call today to talk to one of our agents and discuss the options available. 

Partner Carriers


  • Allstate
  • Amwins
  • Chesapeake
  • Foremost
  • Guard
  • Hagerty
  • K&K
  • Liberty Mutual
  • MetLife
  • National General
  • Nationwide
  • Progressive
  • Safeco
  • State Auto
  • Tapco
  • The Hartford
  • Travelers
  • Zurich