Knippenberg Insurance Inc

608 N Mechanic St
Cumberland, MD 21502

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Life Insurance


Shopping for Life Insurance

No one wants to think about their own death. However, it is still important to think about how your loved ones will be able to financially survive once you are not here anymore. You can ensure that your family and loved ones remain protected by purchasing a life insurance policy through us here at Knippenberg Insurance Inc.

Is life insurance mandatory?

No, life insurance is not mandatory. However, if you are your family’s prime income earner or have any outstanding debts, mortgages, student loan debt, and so on, you may want to invest in life insurance. There are options to best fit your needs.

Coverage Options

You may want to consider choosing between any of the following for a life insurance policy:

  • Term life insurance coverage- which provides security for a certain amount of time. It is not as expensive as whole life insurance and you may be able to select your insurance in varying time frames or in fixed policies that range anywhere between one year to 20 years.
  • Universal life insurance coverage- This is more of a permanent insurance policy which gives the client very flexible premiums. It also earns interest which can be adjusted accordingly.
  • Whole life insurance coverage- This type of insurance is also considered a permanent insurance that stays with you for your whole life. Most clients use this form of insurance as an investment.

How can I get a quote?

You can easily get a quote by visiting our Knippenberg Insurance Inc. website. We will be more than happy to help you choose your next life insurance policy.

Partner Carriers


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  • Nationwide
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  • Zurich